LPA

Lasting Powers of Attorney

Appointing someone you trust to have the legal authority to make decisions on your behalf is straightforward using More Than Wills.

Lasting Power of Attorney (LPA)

A Lasting Power of Attorney is used to appoint people you trust to have the legal authority to make decisions on your behalf, for example for if you lose mental capacity at some point in the future.

There are two types of LPA, Property & Financial Affairs and Health & Welfare. You can have one or both. You can also choose the same attorney/s for both, or a relative for health and an accountant for financial.

A Property & Financial Affairs LPA covers:

• Property Transactions

• Repayment of Loans

• Investments

• Paying Utilities

• Property Maintenance

Whereas a Health & Welfare LPA covers:

• Residence

• Medical Treatment

• Nutrition Requirements

• Social Activities

• Family Contact

Single LPA £120*

Both £199*

Did you know?

If you lose mental capacity without a lasting power of attorney in place, you cannot renegotiate mortgage terms or sort out loan repayments or deal with credit cards.

Should I have a Lasting Power of Attorney?

Health conditions such as Alzheimer's or dementia, Parkinson’s disease, or even a stroke can cause making everyday decisions become virtually impossible.
If you lose mental capacity without an LPA, it can cost your family a lot time and money to be given permission to handle your affairs.
Without an LPA, joint bank accounts you hold with your partner could become severely restricted.
This can be devastating, especially if the joint owner has their income or pension paid into this account, or they use it to pay critical bills such as a mortgage or utilities.

* Price does not include Office of the Public Guardian registration fees.